Community Investing

Socially responsible investing is taking off but some areas of this segment are still to attract the big money with one such area being community investment. Community investment is used for low income housing, microcredit, small business development and other social enterprises. Even thought it has increased 20% for 2 years running this type of investment has lower than average returns so relies on people really wanting to help and not just trying to make money.

Is $19.6 Billion of Community Investment Enough?
"Community investment is still relegated to the fringe. This is due to quirky transactional structures and often "below market" rates. Community investment continues to befuddle the conventional ideals of our markets culture, and in so doing it remains challenged in terms of adoption by a broad investor base. However, community investment converts ask… does it make less sense than philanthropy - giving funds away for impact but no return? Individual and institutional philanthropists give more than $200 billion away each and every year in the US." Green Money Journal

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