Cindy Morus Financial Articles

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personal finence articles authorCindy Morus Articles is a Certified Financial Recovery Counselor specializing in showing women and their families how to achieve financial well-being and peace of mind. She is also a Certified Credit Report Reviewer.



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  • Create your own Anti-Emergency Fund - Do unexpected car repairs, quarterly insurance payments or those darned property taxes find you hard pressed to squeeze one more dollar out of an already stretched monthly budget? Or do you usually end up reaching for the plastic in your wallet to make up the difference? Those inevitable expenses can put less stress on your bank balance -- and your mind -- if you learn to expect them and save in advance.
    Read Full Personal Savings Article
  • How to Dispute Credit Report Errors - Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy. Companies called consumer reporting agencies (CRAs) or credit bureaus compile and sell your credit report to businesses. Because businesses use this information to evaluate your applications for credit, insurance, employment, and other purposes allowed by the Fair Credit Reporting Act (FCRA), it's important that the information in your report is complete and accurate.
    Read Full Credit Card Dispute Article
  • How to Have More Fun With Your Tax Refund in 2005 - I counsel a lot of people about money. I see the same mistakes being made over and over again. If you’ve made ‘em, don’t worry. I’m here to help you do it right this year! The fact is, moneymakers need a money coach, just like gymnasts need a gymnastics coach.
    Read Full Taxation Article



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