Al Jacobs Financial Articles

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investment articles authorAl Jacobs Articles has been a professional investor for nearly four decades with expertise in areas that include real estate, mortgage, securities investment and the operation of a private trust company.



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  • Some Thoughts on Index Fund Investment - Successful investment is an endeavor that requires direction and persistence. Many people will never put forth the effort to pull it off. It is for these persons that mutual funds—particularly the index funds—were designed.
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  • 25 Signs That Show You Know How to Handle Money - The ability to master your money is not something that just happens. It takes time, training, and temperament. Whatever praise or criticism you may direct at the American public school system, one thing must be acknowledged: The handling of personal financial affairs is not a subject to which much attention is devoted. Whatever the average citizen knows about saving and investing did not come from the classroom. This is understandable, of course, if only because the typical classroom teacher is equally mystified by the world of money. Nonetheless, there are those among us who have figured out how it all works, and what it takes to prosper.
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  • The Flat Tax Proposal - Consider what government is all about. It can be summed up in one word: Taxes. Regardless of location, party denomination or political structure, just as an army reputedly "travels on its stomach," a bureaucracy travels on its citizens' billfolds, and everyone entering government service sooner or later comes to share this attitude.
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  • The Economics of a Habit - A few days ago, while waiting in line at a Rite Aid drug store, I witnessed the person directly ahead of me, a young man about eighteen, purchase a package of Marlboro cigarettes. The price caught my attention: $3.84. Though I once smoked two packs a day, it was a long time ago. To give you an idea how long ago, my brand, Raleigh’s, then sold for $1.39 a carton. After quitting, I sort of lost track of it, never imagining how expensive the habit might become. This revelation came as a real surprise.
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  • A Little Tax Planning - As I leaned back in my chair once again, I mentally added numbers as the picture came into clear focus. Then peering directly at Pauline, I said: "Here’s the way it is: Though you may make fifty thousand this year, you’ll only get to keep about half of it."
    Read Full Tax Help Article



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